One of Florida's most specialized lending niches: financing for newly built and pre-construction condominiums — including non-warrantable projects most lenders auto-decline.
Takes 60 seconds · No credit pull · No obligation
New buildings rarely meet Fannie/Freddie condo rules. We work with lenders who approve what others decline.
Buying from a developer? We navigate deposit schedules, closing timelines, and approval quirks daily.
New-construction condos and foreign national programs pair perfectly — we do both under one roof.
DSCR programs for condo investors, including buildings with rental restrictions in flux.
Tell us the project and unit. We quickly assess how lenders will view the building.
Your loan goes to a lender that actually approves this type of project — no wasted applications.
Developer deadlines are real. We manage the timeline so your deposit is never at risk.
"Ronald closed us in less than 30 days! Everything was done on time and no questions left unanswered."
"Two weeks exactly to close — thank you PMF team for making this happen!"
Ronald personally reviews every inquiry — expect a call or text the same business day.
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Yes. We specialize in financing new construction and pre-construction condominiums, including non-warrantable projects that most lenders decline, with programs built for Florida's condo market.
Common triggers: too many units owned by one entity, pending litigation, high investor concentration, or the project not being complete — all typical for new buildings.
You can get pre-approved and structured early; the loan closes when your unit receives its certificate of occupancy.
Often 20–25%+ depending on the building's status and your profile — we'll tell you exactly where you stand up front.