Financing for non-U.S. citizens investing in Florida — no Social Security number, no U.S. credit history, no problem. A clear, broker-guided process from anywhere in the world.
Takes 60 seconds · No credit pull · No obligation
Your passport and home-country documentation open the door. We don't need a FICO score to get you financed.
Buy a Miami condo, a vacation home, or an income property — programs exist for every purpose.
Power of attorney and remote closing options mean you may never need to leave your home country.
Deep experience with Florida condos — including new construction and non-warrantable buildings other lenders decline.
A quick call or chat about the property and your situation — English and Spanish spoken.
Passport, proof of funds, and income documentation from your home country. We guide you through every item.
We match you to the right foreign national lender and manage the transaction to the closing table.
"Ronald is top notch! We finished two closings at the same time. His communication skills are what gets the work done!"
"Great experience working with Ronald. Transparency was given throughout the whole process. Thank you PMF team!"
Ronald personally reviews every inquiry — expect a call or text the same business day.
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Yes. Foreign national loan programs allow non-U.S. citizens to finance Florida real estate without a Social Security number or U.S. credit history, using alternative documentation.
Most foreign national programs start around 25–30% down, depending on the property type and loan size.
Requirements vary by program. Many lenders accept borrowers on visitor visas or with no U.S. status at all — we'll match you to the right one.
Yes — this is one of our core specialties, including non-warrantable and new construction projects in South Florida.