Home Purchase Pre-Approval
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Getting started

Which best describes you?

The Zero Down Doctor program is built for medical professionals.

Your career stage

Where are you in your career?

Residents and fellows qualify too — with student-loan flexibility built for your stage.

Your timeline

When are you looking to buy?

This helps us know how quickly to move on your file.

The property

How will you use the home?

The Zero Down Doctor program is for a primary single-family residence.

The property

What price range are you considering?

Financing is available up to $2,000,000 for qualified borrowers.

Your credit

How's your credit, roughly?

No exact score needed — just a ballpark. Terms depend on credit and income.

Where should we send your numbers?

Let's get your details.

A member of our team will reach out to discuss your goals — no obligation.

By submitting, you agree to be contacted by the Ronald Cepeda Team about your inquiry. We respect your privacy and never sell your information.

Thank you.

Your information is in. A member of our team will reach out shortly to discuss your goals and what the Zero Down Doctor program can do for you.