Turn any listing into a financing snapshot in 30 seconds — Conventional vs FHA side by side, payments, cash to close, income needed. Add your name for a co-branded PDF. Free for agents and buyers — no signup, no gate.
These are estimates — the buyer’s actual profile changes everything. Drop your info and I’ll turn this exact scenario into a real pre-approval strategy, usually same day.
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*Rates shown default to the most recent national weekly average for 30-year fixed loans (Freddie Mac Primary Mortgage Market Survey), with FHA estimated at a typical spread below it — shown for illustration only, not an offer of credit or a rate quote; actual rates, PMI/MIP, taxes, insurance, and closing costs vary by borrower, property, and market. Estimates assume 680+ FICO and a single-family primary residence. Cash-to-close figures budget closing costs at 5% of the list price — a deliberately conservative estimate; actual closing costs are often lower and vary by lender, property, and transaction. Property tax defaults to 1.75% of list price per year and homeowner’s insurance to 1% of list price per year (÷12 monthly) \u2014 both editable to match the actual property. FHA figures include financed upfront MIP of 1.75%. This is not a commitment to lend. All loans subject to credit approval. Equal Housing Opportunity. Ronald Cepeda NMLS #407464 · Pioneer Mortgage Funding NMLS #1980.