After the World Cup: How Foreign Investors Buy Property in Florida | Ronald Cepeda
⚽ For Our International Visitors 🌍

The World Cup Is Over. Your Florida Story Doesn’t Have to Be.

Fans from Europe, South America, and every corner of the world just spent a summer discovering what we already knew: South Florida is special. The matches ended — but one question is riding home on the plane: “How do I own a piece of this?”

Start My Florida Investment

Foreign national financing · Full advisor network · Simpler than you think

You came for the matches. You fell for Florida.

The sights, the sounds, the beaches, the nightlife — and yes, the real estate. Visitors from all over the world walked our neighborhoods this summer and did the mental math on what a condo on the water might mean: a vacation home, a rental income property, a foothold in the U.S. market.

Here’s what most of them don’t know: you don’t need to be a citizen, a resident, or even have a U.S. credit history to finance property here.

A quick word on what we do: we’re a mortgage broker firm — we don’t sell you the property, and we don’t fund the loans ourselves. What we do is arrange financing for foreign investors through our network of lenders who specialize in exactly this — and surround you with the full team it takes to buy here smoothly.

The Foreign Investor Playbook

Three moves. That’s the setup.

💰

Have Your Capital Ready

Plan for at least 30% of the purchase price down, plus roughly another 5% for closing costs — the typical structure for foreign national financing.

On a $500K condo: about $150K down + ~$25K closing. Your money, working in one of America’s strongest markets.

💡 The rest is financed — no need to buy all-cash like many foreign buyers mistakenly assume.
🏢

Set Up Your Florida Entity

Most foreign investors establish a Florida LLC or corporation with themselves as the owners. The property gets titled in the entity’s name — while you, the person behind the entity, secure the loan.

Structure, liability protection, and cleaner ownership — the standard playbook.

💡 Our attorney and CPA network sets this up routinely — you don’t have to figure out U.S. paperwork alone.
🏦

Open a U.S. Bank Account

You’ll want a U.S. bank account established early — it’s one of the practical requirements for lending. It’s where your deposits land, your funds season, and your transaction flows.

It also makes life easier after closing: paying the property’s bills from abroad becomes effortless.

💡 Easier than you’d expect — we’ll point you to the right doors.

You bring the dream. We bring the whole bench. ⚽

Buying from abroad takes a team — and ours is already warmed up. One call plugs you into the full network:

🏦 Specialized Lenders ⚖️ Real Estate Attorneys 🧾 CPAs & Tax Advisors ☔ Insurance Agents 🔑 Title & Closing

Here’s the honest truth

It’s a lot simpler than most foreign investors expect. No U.S. credit history required. Income documented from your home country. A clear checklist, a team that’s done this many times over, and financing arranged through lenders who want international buyers.

The fans who visited this summer saw the lifestyle. The smart ones will own the asset. The World Cup gave you the introduction — the follow-up meeting is up to you.

Your Next Move

Tell me what you’re dreaming about

Ronald Cepeda

Ronald works with foreign investors from all over the world —
wherever you’re reading this from, the conversation starts here.

By submitting, you agree to be contacted by the Ronald Cepeda Team. We respect your privacy and never sell your information.

✅ ¡Vamos! Let’s make it happen.

Ronald will reach out shortly — WhatsApp welcome.
Call or text +1 305-785-3915
or schedule a call across time zones.

Common Questions

Foreign Investor FAQ

Can foreigners really get a mortgage in Florida?

Yes — and it's more common than you'd think. Foreign national loan programs are designed exactly for this: no U.S. credit history required, income documented from your home country, and financing arranged through our network of lenders who specialize in international buyers.

How much money do I need to buy as a foreign investor?

Plan for at least 30% of the purchase price as a down payment, plus roughly another 5% for closing costs — that's the typical structure for foreign national financing. On a $500K property, that means having about $175K ready.

Should I buy in my personal name or through an LLC?

Most foreign investors establish a Florida LLC or corporation with themselves as owners — the property is titled in the entity's name, while the person behind the entity secures the loan. It's a conversation for your attorney and CPA — and yes, we can connect you with both.

Do I need a U.S. bank account?

Yes — it's one of the practical requirements for lending. You'll want a U.S. account established so you can make deposits, season your funds, and handle the transaction smoothly. Setting one up is easier than most investors expect.

I don't live in the U.S. — how does the process work remotely?

Beautifully. Between digital documentation, remote notarization options, and our full network — attorneys, CPAs, insurance agents — many foreign investors complete the entire purchase without an extra trip. Though most find an excuse to visit anyway. 🏖️